Folo

Your Net Worth

₹

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You see numbers. We will show you the story they tell.

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Total Required Cover

₹

Result

We help you see beyond today into a secure tomorrow.

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Family Protection

₹

700000

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Emergency Readiness

Result

Life is unpredictable. Your emergency fund is the umbrella that protects your family.

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Corpus Gap

₹

Result

Retirement isn’t an end to NetWorth it’s when it starts giving back.

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CAGR

Result

Your NetWorth isn’t static, it's a living portfolio.

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Am I Ahead For My Age?

What does it mean?

How your NetWorth compares to a healthy benchmark for your age and income — a quick read on whether you’re ahead, on track, or behind.

How does it work?

It takes your age, annual income and current NetWorth, then maps you against a target-multiple benchmark used by financial planners.

Formula:

Target NetWorth ≈ (Age × Annual Income) ÷ 10 (a widely used rule of thumb)

Compare your actual NetWorth to the target to see your position.

Example: At 35 earning ₹20 lakh, a healthy NetWorth is around ₹70 lakh. Above it, you’re ahead; below, there’s ground to make up.

FOLO Tip: Benchmarks are a starting line, not a verdict. FOLO turns “behind” into a plan you can act on.

India's 1st NetWorth App

Join 25,000 families, who see their complete NetWorth on FOLO.

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Frequently asked Questions

what types of data can I organise in FOLO?

FOLO supports: Assets: Investments- stocks, mutual funds, Bank Balance, retirement funds (EPFO, NPS), and properties* Liabilities: Loans, credit cards, and debts. Insurance: Life, health, motor, and non-life policies. (Coming soon on FOLO) *in Mumbai currently

Is my data safe with FOLO?

Absolutely, FOLO employs end-to-end encryption, secure APIs, and multi-factor authentication, adhering to industry-best practices to ensure your financial data remains private and secure. As a SEBI-regulated entity, we adhere to stringent regulatory standards and best practices.

how does FOLO fetch financial data?

FOLO securely connects to your bank and investment accounts via Account Aggregation APIs and direct integrations with Data Custodians as a Financial Information User (FIU) on explicit user consent. This encrypted process fetches real-time financial data, ensuring accuracy and reliability.

how is my NetWorth calculated on FOLO?

FOLO calculates your NetWorth by aggregating data on assets and liabilities. Using the formula Net Worth = Total Assets - Total Liabilities, we calculate NetWorth on best effort basis with available data.

why is knowing my net worth important?

Knowing your net worth empowers you to take control of your finances, make informed decisions, and gain peace of mind about your financial future.

what is NetWorth?

NetWorth is the difference between what you own (assets) and what you owe (liabilities). It’s a key measure of your financial health and helps you plan for your future.