Your NPS top-ups may stay fee-free
The pension regulator has asked the finance ministry to exempt your voluntary NPS contributions from a new UPI transaction fee starting October 15. If approved, every rupee you add to your retirement account stays invested instead of being eaten by fees.
Good news if you add money to your NPS account through UPI — those contributions might dodge a new transaction fee.
Starting October 15, UPI payments will carry a processing charge on certain transactions, but the pension regulator PFRDA has asked the finance ministry to keep voluntary NPS contributions exempt.
If approved, every rupee you put into your retirement pot stays invested — not nibbled away by fees.
Small fees add up over decades, so it's reassuring that someone's fighting to keep your retirement contributions fee-free.
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