Will My NetWorth Carry Me Forward?
What does it mean?
Check if you’re saving enough to retire comfortably without worrying about money.
How does it work?
It estimates how much you’ll need every month after you retire, factors in inflation, and checks if your current savings and investments are on track.
Formula:
Future Expense = Current Expense × (1 + Inflation)^Years
Required Corpus = Future Expense × Post-Retirement Years
Gap = Required Corpus – Retirement Assets
Example:
You want to spend ₹75,000 a month in today’s terms and plan to retire in 20 years. You’ll need roughly ₹7 crore to keep the same lifestyle.
Why it matters:
It helps you see your “retirement gap” and what's missing so you can fix it now instead of later.
FOLO Tip: Retirement isn’t an end to NetWorth it’s when it starts giving back.
