My money is spread across so many accounts. How do I see my complete net worth?

A salary account in one bank. FDs in another. Mutual funds across different platforms. Stocks in your demat account. EPF from years of working.

Sound familiar?

When your money is spread across multiple accounts, it's difficult to know exactly how much you own and how your overall wealth is changing.

Why tracking everything separately doesn't work well

Every financial platform shows you a different part of your money.

Your banking app shows your balances. Your investment platform shows your portfolio. Your EPF account shows your retirement savings.

But none of those individual balances necessarily represents your complete net worth.

You also need to consider outstanding loans and other liabilities.

How can you bring everything together?

Start by creating one consolidated view of your finances.

Include:

• Bank accounts and fixed deposits.
• Stocks and mutual funds.
• EPF and other retirement savings.
• Property and additional assets.
• Home loans, personal loans and other liabilities.

For each asset, keep track of its value and when that information was last updated.

Check for missing accounts, duplicate holdings and outdated balances.

Can you track everything in one place?

That's what FOLO is designed to help with.

FOLO brings supported financial accounts and additional asset records together to help you understand your net worth in one place.

You may still need to add or update certain assets manually, depending on available account connections and supported asset categories.

The takeaway: Understanding your wealth shouldn't require checking multiple apps and spreadsheets. A consolidated net worth view helps you see how your assets, investments and liabilities fit together.