Your mutual fund or stock portfolio probably looks a little red today — and that's okay.
The Sensex fell about 700 points and Nifty slipped below 22,600 after oil prices rose on global tensions, and IT stocks took the biggest hit.
If you run a ₹5,000 monthly SIP, today's lower prices mean it buys you more units than it did last week.
What this means for you
- Your portfolio's current value dipped, but your long-term SIP math actually improved — more units for the same ₹5,000.
- If you hold IT stocks or funds, expect sharper short-term swings — oil and global cues are driving this, not your choices.
- Your EMIs, FDs, and savings account stay untouched — only market-linked investments move with this.
What you can do
- Let your SIP run as scheduled — pausing now locks in the dip instead of using it.
- Avoid checking your portfolio value daily this week; it adds stress, not clarity.
Dips like this are routine, not a reason to change your plan.
Grow with clarity 🌱